Overview dashboard
What this solves
Overview is your home screen: net worth, what needs attention, and a library of report widgets — all built from the same figures Accounts, Plan, and Investments use, so it can never disagree with them.
Lucius chat is the desktop default, not Overview (one tap away). A fresh visit with no saved tab opens on Overview on mobile and Lucius on desktop; the installed PWA always opens on Lucius. Once you’ve visited any tab, your saved tab wins next time either way.
Reading the dashboard
| Group | Widgets |
|---|---|
| Net worth | Headline + trend, asset allocation, reachability, where money is held |
| Overview | Needs attention, Daily briefing, Ask Lucius, text Summary |
| Cash flow | Next 30 days, spending pulse, cash flow, calendar |
| Investing | Holdings map, FX rates, dividends, allocation drift, performance vs. benchmark |
| Planning | Goals, crossover point, FIRE projection, cash-flow runway |
| Reports | Spend by category, spending trends, income vs. expense, income & expense table, savings-rate gauge, top merchants, cash-flow list |
| Content | Your own annotations |
| Tracking, Budgeting | Seeded as a demo-only view (“Insights Demo”) on a fresh dashboard — net-worth composition, contributions vs. market, debt paydown, account balances, budget vs. actual, recurring, biggest changes, spending calendar, safe to spend. Not offered in the normal Add widget picker. |
Every widget reads a server-computed endpoint — nothing is totaled in your browser.
Customize your dashboard
- Click Add widget, pick one from any group — it drops onto the grid at default size.
- Edit mode (pencil icon): drag to reorder, resize from the corner handle, rename, duplicate, or remove.
- Some widgets have their own settings (chart type, range, currency pairs), opened from the widget’s header in edit mode.
- Group widgets into sections, and switch between saved views from the tabs above the grid.
No accounts or holdings yet? Overview offers to seed demo data instead of showing a blank grid.
What Lucius can do here
- Answer “what’s my net worth” or “how am I doing” with the same figures shown, over any window (1M/3M/6M/1Y/all-time).
- Generate a structured report on request — net worth, realized income, spending, cash flow, or budget vs. actual, for a period you choose. Read-only in chat; no in-app download screen yet.
- Explain and act on a Needs attention flag (approve a transaction, record a payment) without leaving the conversation.
Things that trip people up
- The net-worth headline always recomputes, never reads from storage — change your base currency and every historical figure shifts. See Base currency & FX.
- “Liquid”/“reachable” isn’t “in checking.” Brokerage/crypto settlement cash counts as reachable, not bank cash; unvested equity is excluded from net worth entirely.
- “Not enough transaction history yet” just means the data window (usually 6 months) is thin — not an error.
- Dashboard layout is instance-wide, not per-device.